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Hudood Financial

Halal investing, without the guesswork. Screen stocks and crypto, track a portfolio, and keep your wealth on the right side of your faith.

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One finance hub

Everything for a halal portfolio.

Hudood Financial brings screening, tracking, and giving into one place, so every decision you make about your money is one you can feel good about.

Stock screener

Check any stock against halal screening criteria in real time, with a clear, level-based verdict.

Crypto screener

See whether a cryptocurrency is halal across multiple trusted screening standards.

Portfolio & analytics

Track your holdings and see a halal breakdown of where your wealth sits.

Watchlists

Follow the stocks and coins you care about, with their compliance status alongside.

Zakaat calculator

Work out your Zakaat obligation accurately, without the spreadsheet headache.

Purification

Calculate and purify the non-compliant portion of your returns with confidence.

Screening methodology

How Hudood screens, explained.

Different scholars apply different standards. Hudood uses a multi-tiered, AAOIFI-aligned framework. Open any section below to see exactly how it works.

Grounded in AAOIFI benchmarks, with stricter thresholds where appropriate. Pick the level — Itqan, Ehtiyat, or Taqwa — that matches your conviction, and every stock is judged against it.

Tier 1 · Baseline

Itqan

Balanced compliance for mainstream halal investing.

Interest-bearing debt ≤ 30% (AAOIFI)
Cash & receivables within accepted bounds
Non-halal income under 5%, then purified
Practical for diversified portfolios

Tier 2 · Conservative

Ehtiyat

Extra care and lower tolerance for doubtful income.

Tighter thresholds: 25% debt, 3% non-halal income
Lower tolerance for interest-linked exposure
Purification still required
Reduces exposure to grey areas

Tier 3 · Strict

Taqwa

The most conservative limits, for avoiding even minor doubt.

Strictest limits: 15% debt, 1% non-halal income
Purification strongly recommended
For a more conservative fiqh opinion
Designed to avoid even minor doubt

Level	Debt limit	Cash limit	Receivables	Non-halal income	Excluded sectors
Itqan	≤ 30%	≤ 30%	≤ 49%	≤ 5%	All haram sectors
Ehtiyat	≤ 25%	≤ 25%	≤ 33%	≤ 3%	All haram sectors
Taqwa	≤ 15%	≤ 15%	≤ 25%	≤ 1%	All haram sectors

Companies that earn primarily from these sectors are excluded outright, before any financial ratios are checked.

Interest-based financeAlcoholTobaccoPorkGambling & casinosAdult entertainmentWeapons & defenceBroadcastingAdvertisingInterest-based real estate

We extend halal screening to digital assets across six dimensions — judging both the project and its financial mechanics.

Consensus mechanismFair validation (PoW / PoS) without gharar.

Project utilityA real, value-creating use case.

Token & financialsNo riba, excessive speculation, or impermissible rewards.

Staking & rewardsValid earning models, not interest-style yields.

Whitepaper & legitimacyTransparent docs, with no scam or rug-pull risk.

Team credibilityIdentifiable, trustworthy founders.

Halal

Passes the criteria for your chosen level. Suitable to invest in with confidence.

Borderline

Considered compliant, but better avoided where a clearer, fully-compliant option exists.

Haram

Fails the screening standards. Not considered halal.

Verdicts are monitored as company reports change, so a stock's status stays current.

Choose your levelThree levels of taqwa — from baseline to strict — instead of one fixed opinion.

Auto-purificationThe non-compliant slice of your returns is calculated for you.

Global coverageStocks across India, the US, Saudi, the UAE, and more.

Always currentVerdicts update as company reports change, with alerts when status shifts.

Invest with a clear conscience.

Open Hudood Financial with your Hudood account and put your wealth on the right side of your faith.

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